The 10 Most Popular Online Payment Solutions

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The 10 Most Popular Online Payment Solutions

We don’t have to be in the thick of the hectic shopping season to know how important online purchases are. It’s a booming industry throughout the entire year. And, it’s a vital part of your business. If you’re not able to make electronic sales, how can your online business survive? Without being able to receive payments electronically, your top notch site and high-ranking would be for nil.

Today, this shouldn’t be an issue. It’s relatively easy to collect payments for goods and services from anywhere in the world via payment service providers. With so many online payment solutions out there, though, which ones can you trust for that all important credit card, bank transfer, or real-time orders? Here are our 10 best selections.


The 10 Most Popular Online Payment Solutions | SEJ

WooCommerce allows WordPress users to create their very own e-commerce shop. There are several neat features that make this payment processor worth your time. Besides being vendor and customer friendly, you can run coupon campaigns, manage your store’s daily activities, learn about shipping and tax rules, and view your store’s overall performance.



2CheckOut is a payment processor which is a combination of a merchant account and payment gateway that doesn’t require PayPal or a Merchant account. Simply register and verify your account and you can start accepting credit card payments, and even PayPal payments. The company also offers international payments, shopping cart stores, and a recurring billing feature.


The 10 Most Popular Online Payment Solutions | SEJ

If you’re a developer, you should already be using Stripe. Developers use Stripe to integrate a payment system into their projects through Stripe’s robust API. This prevents the need for a merchant account, and also allows you to build your own payment forms that can bypass PCI requirements.

ACH Payments

The 10 Most Popular Online Payment Solutions | SEJ

ACH Payments has several key features that make it one of the top payment systems around. Pros include: being able to make global payments, as well as serving as a payment gateway, merchant account, credit card processor, and mobile payment processor. It can also handle ACH payments and can be used as a payroll system.



What makes WePay standout isn’t the fact that it’s a payment processor allowing internet merchants to accept credit cards and bank account payments online, it’s the fact it’s incredibly simple. In fact, you can begin accepting payments in under a minute. The only drawback is that it’s only available for U.S. citizens.


The 10 Most Popular Online Payment Solutions | SEJ

It’s been stated that Authorize.Net is the most widely used payment gateway on the internet – probably because it’s been around since 1996. Currently, there are over 375,000 merchants handling more than $88 billion in annual transactions safely through credit cards and e-checks. Something’s going right over there.



Dwolla is a payments option that acts as an on-ramp to the ACH network, with some outstanding benefits.  For example, you can transfer funds through email, phone, Facebook, LinkedIn, or Twitter. For businesses, easy integrate bank account to account transfers as part of your payments suits. But, what makes Dwolla so appealing is the fact that there are no per transaction fees; Dwolla is free to use and offers advanced tools to businesses at a flat, monthly rate.

Amazon Payments

The 10 Most Popular Online Payment Solutions | SEJ

Amazon Payments is a safe, easy and convenient method for users to receive money by using Amazon’s API. Users can also send money via ACH (Automated Clearing House). Since almost everyone has an Amazon account, all your important information has already been stored.


The 10 Most Popular Online Payment Solutions | SEJ

Obviously PayPal would be included in this list – it’s only one of the world’s most widely used payment acquirers processing some 8 million payments every day. As of this writing, PayPal has over 137 million active accounts in 193 markets and 26 currencies around the world, which makes it easy to transfer and request payments. Other PayPal perks include accepting checks through a smartphone’s camera, a card swiper, and allowing customers to make a purchase without leaving your site.

Google Wallet


This is essentially Google’s version of PayPal, complete with money transfers and a Google Wallet Card! Since we’re all addicted to the Big G, it shouldn’t be all that difficult to spend and receive money. Google also announced last month that it will be releasing a physical card connected to users’ accounts so they can utilize Google Wallet at retail businesses. For convenience, and the number of users, Google Wallet tops our list of the top 10 online payment solutions.

Was your favorite online payment solution included in the list? If so, tell us what you like about it?


Image Credits

Featured Image: Icb/
All screenshots by Aki Libo-on. Taken January 2016.

Aki Libo-on
Aki is a content strategist, marketing consultant, and former assistant editor of SEJ. When not at work, she is busy plotting her #WorldDomination plans while... Read Full Bio
Aki Libo-on
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