The Top 12 Alternatives to PayPal

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If you’ve ever made a purchase on eBay, you likely used PayPal to complete your transaction. Whether for personal or professional use, PayPal is hands down the most popular mobile online payment service to send and receive money. However, the popular company soon could have some serious competition.

It’s been predicted that the market for mobile payment transactions will reach over $235 billion in the next year. Which is why some major players, like Facebook and Apple, are testing the waters with their own mobile payment services. PayPal will need to step up their game, particularly with longstanding complaints such as poor customer service and frequently freezing accounts.

But why wait on hypothetical situations? Regardless if Apple or Facebook follows through with their mobile payment apps, there are still several other options available now. Believe it or not, there’s probably more competition than you are aware of, and many of them are superior to Paypal.

If you’re involved with an online business, here are twelve alternatives to PayPal that you should definitely investigate.

Google Wallet                

Google Wallet was once Google’s Checkout. And while the name has changed, the features have remained intact. It’s safe, simple and has rapid transfers to and from your bank account. It also has similar features to PayPal, such as credit card processing and the ability to send out invoices.


Besides featuring stellar customer service and fraud protection, WePay is a standout alternative because consumers can make purchases without leaving your site via a virtual terminal. Not only does this make your site look more professional, the service seems to be more focused on the individual’s interests and not just their credit card numbers.


By combining a merchant account with a payment gateway 2Checkout permits customers to receive credit card and PayPal payments. The company also features international payments, a solid shopping cart, and recurring billing.


Authorize.Net has been around since 1996 and is supposedly the Internet’s most widely used payment gateway. Authorize.Net has over 375,000 merchants and has been the recipient of the Achievement in Customer Excellence (ACE) award for 5 consecutive years.


Skrill, formerly Moneybookers, has some intriguing features such as a free setup, low fees, and the ability to send text messages straight from your account. Besides being a popular and simple alternative to PayPal, the service is great for international merchants since you’re allowed to transfer your account balance onto a prepaid debit card almost instantly.


Intuit is almost an essential service if you’re a small business owner that needs help with your finances. Besides being able to accept payments, both online and in-person with GoPayment, Intuit can also help you pay employees, calculate payroll taxes, and file payroll tax forms.


ProPay offers similar features to other PayPal alternatives including the ability to receive and send money anywhere in the world and even recurring billing and a built-in shopping cart. The one big advantage that ProPay has over the others in this list is that it’s also accepted by eBay. There’s also the ProPay JAK, a mobile phone credit card reader that can process credit and debit cards in real-time on your iOS or Android phones, in case you’re doing transactions in person.


While Click2Sell has the normal features found on any worthy PayPal replacement, it’s one of the few that will accept PayPal, Google Checkout, Skrill, and credit cards with or without a merchant account. But, the most standout features are affiliate tracking, powerful reports, and automated sales management. They also have the leading sales reporting tools so you can better understand your strategies and sales tactics.


Dwolla is very similar to PayPal in that you can do everything from paying your friends back to accepting payments at your place of business. What’s unique about this service is that if both parties have a Dwolla account, then money can be spent easily through their name, Facebook ID, Twitter handle, LinkedIn profile, telephone number, or email address.


Braintree has been growing steadily since 2007. Some of the platform’s features include a payment gateway, recurring billing, credit card storage, and allowing global online and mobile businesses to accept credit card payments via a merchant account.


ClickBank has been around since 1998 and offers a ton of easy to use features. ClickBank does everything for you, including building a site for your products and optimizing your business. Basically, ClickBank is a one-stop shop for online businesses.


is a rapidly growing startup that removes the need for a merchant account or gateway. Stripe takes care of all your payment needs from storing cards, to handling subscriptions, to direct payouts to your bank account. If you are a web developer, then you’ll dig being able to integrate a payment system into a projects by using Stripe’s API.

Do you think Paypal’s reign almost over? Which of these competitors will you keep your eye on?

53c1d8c1566838bdc771c772bdb9bf37 64 The Top 12 Alternatives to PayPal
Just a typical guy that enjoys an ice-cold beer, pizza, sports and music. Since venturing into the blogosphere many years ago to discuss his favorite tunes, Al has been known to write for online publications by Alpha Brand Media, such as EveryGuyed and Search Engine Journal, to discuss everything and anything that matters.

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14 thoughts on “The Top 12 Alternatives to PayPal

  1. Authorize.Net ??? come on. the ugliest company in ecommerce market that should be removed from this list.
    tons of paperwork, $99 non-refundable fee and tons of hidden fees.
    i know because i made that mistake once.

  2. You forget the first Paypal similar, it’s Payza, I think that you based on Age , you’ve selected aged payment systems only, but what about Payza ? look at what traffic they receive , (Alexa 1700 ) and growing every second. they have their own Visa card and more flexible than Paypal, just to let you know.

  3. These are some great alternatives to paypal, and the article does a great job of explaining them. We would be remiss if we failed to mention the good things about paypal as well. Many folks have paypal account already. If it’s a matter of losing a potential first time customer because they don’t want to sign up for another account, it makes sense to use paypal and keep the sale.

    Just my two cents.

  4. I think PayPal is still the best because most potential customers have a paypal account or can pay with their credit/debit card as a guest. The next best feature of Paypal is the Mastercard debit card which allows us merchants instant access to our money. I just can’t see PayPal getting beaten out even if they deserve it.

  5. Thanks for the post. A couple of comments. First your list of 12 could be a little confusing for someone as it mixes up various different needs and solutions. From peer to peer payments like Skrill or Dwolla, to retail POS, payment processing for developers like Stripe, to online merchants selling online. Second, it would help for international readers if you had included any country restrictions, like WePay and Google being restricted to the US merchants. Third, there are some notable popular innovative solutions that are missing of the list like Gumroad or Selz, which make it easy for entrepreneurs to sell online and are especially good for selling digital downloads.

    1. Hey Geoff, how are you?

      I noticed that your understand the subject and the things that you said happened to me. Maybe you can help me. I’m starting a social project in Brazil and I will need to collect donations. I was planning to use the paypal donation button, but Paypal told me that to use this tool in Brazil I would have to be an ONG or some registered social institution. And I’m just a guy with a friend trying to help some people. I don’t wanna wait the bureaucratic part to start the project. The thing is that, every project collecting donation that I see, uses paypal because it seems that this rule is only in Brazil.

      Do you some alternative to paypal that could fit to my need?

      I would be very grateful if you could help me.
      Hope to hear from you soon.

      All the best,


  6. It would have been a far more useful article if it all the alternatives were set in a table form with COMPARISONS.

  7. Hi Nathan, if all you want to do is recieve collect donations on behalf of your friend, you can still do so but it can only be up to $10 000 and after that you will need to register as an NGO.

  8. Hi, I’m a Nigerian and have to pay for some e-transactions, I tried opening a paypal account but my country is not listed. please any suggestion on any alternative site which gives access globally?